php版交通银行网银支付接口开发入门教程

本文实例讲述了php版交通银行网银支付接口实现方法。分享给大家供大家参考,具体如下:

概述:网银支付接口 和支付宝接口大体上差不多,主要的区别是 交通银行提供的 接口核心的比如,加密等是通过java实现的,所以,要想办法使php和java能正常的通信,为此,官方也提供了两套实现方法,一个是通过 socket 进行通信,另一个方法是通过 java 桥接,下面演示的是 socket方法.

1. 配置运行环境

1.1  安装java,自行到oracle官网下载 java,然后安装,并配置正确的 环境变量.

1.2  把 测试的证书导入到java 虚拟机.

keytool " -import -keystore "java虚拟机放置证书的地址" -storepass changeit -alias test_bocommca -file "证书路径" 完成导入。

例子:keytool" -import -keystore "C:\Program Files\Java\jre1.5\lib\security\cacerts" -storepass changeit -alias test_bocommca -file "C:\socket\cert\test_root.cer"

1.3  修改配置文件(in/B2CMerchantSocket.xml).

采用官方提供的测试 商号进行测试时,无需配置,否则要配置,具体看xml文件说明.

1.4  启动 socket 服务

window:启动  start.bat 及可.

linux:启动  ohup  sh.start,sh&  //使当前脚本脱离终端,并在后台运行。

2. 将网银集成到现有的系统,以mvc的结构进行说明.

2.1  将不变的参数 配置 写入配置文件:

$config['interfaceVersion'] = "1.0.0.0"; #接口版本

$config['tranType'] =0; #交易类别 0:B:C

$config['curType'] = 'CNY'; # 交易币种

$config['notifyType'] =1; #0=不通知 1=通知 2=抓取

$config['merURL'] = "/pay/notify"; # 主动通知url

$config['goodsURL'] = '/goods/1.html'; #取货url

$config['jumpSeconds'] =3; #跳转时间

$config['payBatchNo'] = ''; #商户批次号

$config['proxyMerName'] = ''; #代理商家名字

$config['proxyMerType'] = ''; #代理商类型

$config['proxyMerCredentials']= ''; #代理商家批次号

$config['netType'] = 0; #渠道编号

//以下是 新接口需要的参数

$config['socketUrl'] ="tcp://127.0.0.1:8891"; #socket url

$config['merID'] ='301310063009501'; #商户id 3013100630095012

2.2 Model

/**

* 交通银行支付类

*/

class Bocom extends CI_Model {

private $arrReturn=array();

private $socket;

public function __construct() {

parent::__construct ();

//加载交通银行配置文件

$this->config->load('bocom');

$this->socket=$this->config->item('socketUrl');

}

/**

* 支付方法

*

* @param unknown $arr_data=array(

* 'bill_no'=>

* )

*/

public function pay($arr_data){

//获得表单传过来的数据

$this->arrReturn['interfaceVersion'] = $this->config->item('interfaceVersion');

$this->arrReturn['merID'] = $this->config->item('merID'); //商户号为固定

$this->arrReturn['orderid'] = $arr_data['bill_no'];

$this->arrReturn['orderDate'] = $arr_data['bill_date'];

$this->arrReturn['orderTime'] = $arr_data['bill_time'];

$this->arrReturn['tranType'] = $this->config->item('tranType');

$this->arrReturn['amount'] = $arr_data['bill_fee'];

$this->arrReturn['curType'] = $this->config->item('curType');

$this->arrReturn['orderContent'] = isset($arr_data['bill_title'])?iconv('utf-8','gb2312',$arr_data["bill_title"]): ''; #订单内容

$this->arrReturn['orderMono'] = isset($arr_data['bill_mono'])? iconv('utf-8','gb2312',$arr_data['bill_mono']):''; #商家备注

$this->arrReturn['phdFlag'] = isset($arr_data['phpFlag'])?$arr_data['phpFlag']:'';

$this->arrReturn['notifyType'] = $this->config->item('notifyType');

$this->arrReturn['merURL'] = $this->config->item('merURL');

$this->arrReturn['goodsURL'] = $this->config->item('goodsURL');

$this->arrReturn['jumpSeconds'] = $this->config->item('jumpSeconds');

$this->arrReturn['payBatchNo'] = $this->config->item('payBatchNo');

$this->arrReturn['proxyMerName'] = $this->config->item('proxyMerName');

$this->arrReturn['proxyMerType'] = $this->config->item('proxyMerType');

$this->arrReturn['proxyMerCredentials']= $this->config->item('proxyMerCredentials');

$this->arrReturn['netType'] = $this->config->item('netType');

//以下参数 不参与签名

$this->arrReturn['issBankNo'] =isset($arr_data['code_id'])? trim($arr_data['code_id']):'';

$tranCode = "cb2200_sign";

$source='';

$len = count($this->arrReturn)-1;$j=1;

foreach($this->arrReturn as $v){

if($j<=$len){

$source.=$v."|";

}

$j++;

}

$source= substr($source, 0,strlen($source)-1);

$fp= stream_socket_client($this->socket,$errno, $errstr, 30);

$retMsg="";

if (!$fp) {

log_message("info","socket连接失败");

return false;

} else

{

$in = "<?xml version='1.0' encoding='gbk2312'?>";

$in .= "<Message>";

$in .= "<TranCode>".$tranCode."</TranCode>";

$in .= "<MsgContent>".$source."</MsgContent>";

$in .= "</Message>";

fwrite($fp, $in);

while (!feof($fp)) {

$retMsg =$retMsg.fgets($fp, 1024);

}

fclose($fp);

}

if(false!==$xml_arr=$this->xmlParse($retMsg)){

if(is_array($xml_arr)){

foreach($xml_arr as $k=>$v){

$this->arrReturn[$k]=$v;

}

}else{

return false;

}

}else{

return false;

}

return $this->arrReturn;

}

/**

* 解析XML

*/

public function xmlParse($retMsg){

$arr=array();

//解析返回xml

$dom = new DOMDocument;

$dom->loadXML($retMsg);

$retCode = $dom->getElementsByTagName('retCode');

$retCode_value = $retCode->item(0)->nodeValue;

$errMsg = $dom->getElementsByTagName('errMsg');

$errMsg_value = $errMsg->item(0)->nodeValue;

$signMsg = $dom->getElementsByTagName('signMsg');

$signMsg_value = $signMsg->item(0)->nodeValue;

$orderUrl = $dom->getElementsByTagName('orderUrl');

$orderUrl_value = $orderUrl->item(0)->nodeValue;

$MerchID = $dom->getElementsByTagName('MerchID');

$merID = $MerchID->item(0)->nodeValue;

if($retCode_value != "0"){

log_message("info","交易返回码:".$retCode_value);

log_message("info","交易错误信息:".$errMsg_value);

return false;

}

$arr['merSignMsg'] = $signMsg_value;

$arr['merID'] = $merID;

$arr['orderUrl'] = $orderUrl_value;

return $arr;

}

/**

* 交通银行 支付通知

* @return boolean|unknown

*/

public function notify(){

$tranCode = "cb2200_verify";

if(!isset($_REQUEST['notifyMsg'])){

log_message("error","网银支付通知·非法请求");

return false;

}

$notifyMsg = $_REQUEST["notifyMsg"];

log_message("error",$notifyMsg."回调....");

$lastIndex = strripos($notifyMsg,"|");

$signMsg = substr($notifyMsg,$lastIndex+1); //签名信息

$srcMsg = substr($notifyMsg,0,$lastIndex+1);//原文

$merID = $this->config->item('merID');

$fp = stream_socket_client($this->socket, $errno, $errstr, 30);

$retMsg="";

//

if (!$fp) {

echo "$errstr ($errno)<br />\n";

log_message("error","$errstr ($errno)<br />\n");

} else{

$in = "<?xml version='1.0' encoding='gb2312'?>";

$in .= "<Message>";

$in .= "<TranCode>".$tranCode."</TranCode>";

$in .= "<merchantID>".$merID."</merchantID>";

$in .= "<MsgContent>".$notifyMsg."</MsgContent>";

$in .= "</Message>";

fwrite($fp, $in);

while (!feof($fp)) {

$retMsg =$retMsg.fgets($fp, 1024);

}

fclose($fp);

}

//解析返回xml

$dom = new DOMDocument;

$dom->loadXML($retMsg);

$retCode = $dom->getElementsByTagName('retCode');

$retCode_value = $retCode->item(0)->nodeValue;

$errMsg = $dom->getElementsByTagName('errMsg');

$errMsg_value = $errMsg->item(0)->nodeValue;

if($retCode_value != '0')

{

log_message("error","交易错误信息:" .$errMsg_value."<br>");

return false;

}else{

$arr = preg_split("/\|{1,}/",$srcMsg);

if($arr[9]=="1"){

return $this->updateBill($arr[1]);

}

log_message("error","交易失败:".$arr[13]."<br/>");

return false;

}

}

private function updateBill($billNo){

// 更新 订单状态

}

//end class

}

2.3 控制器

$this->load->model("Bocom");

支付方法:

$this->arrData =$this->Bocom->pay($this->data);

通知:

$this->arrData =$this->Bocom->notify();

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